SPOKEN INTRO
You wanna know what go on in my mind?
Bills.
Bundles.
Bail money.
And why this heifer keep watching my Story but won’t like nothing.
It’s a lot going on in here.
HOOK
What goes on in the mind of a ratchet chick?
Money, revenge, and some glamorous shit
Who said what? Better handle that quick
Lip gloss poppin’ with a full-ass clip
What goes on in the mind of a ratchet chick?
“How I’ma get rich?” and “Who is this bitch?”
One eye open, gotta watch that switch
Pretty on the outside, inside—tick, tick
VERSE 1
Woke up mad, but my edges laid
Phone on ten, but my rent been paid
He say I’m crazy—I say “Boy, behave”
You knew I was pressure when you begged me to stay
I got three little plans and a backup lie
Two screenshots and an alibi
One good wig and a reason to ride
But I might let it slide if the food outside
Mind on money, nails on chrome
If I say “I’m straight,” leave me alone
I don’t argue long, I just change the tone
Make one lil’ call—now everybody gone
I’m a sweetheart, baby, don’t get it confused
I give good love, good game, bad news
Walk in the spot like I paid them dues
Whole room froze when I changed my shoes
PRE-CHORUS
I’m thinking ’bout the rent
I’m thinking ’bout revenge
I’m thinking ’bout the message
That I typed but didn’t send
I’m thinking he a liar
I’m thinking she a fan
I’m thinking ’bout a bag
And how to fit it in my hand
VERSE 2
I can smell fake love through a locked front door
He was talking real big—now he don’t no more
I ain’t gotta touch you, I can damage your score
Send a voice note once, let the rumor do more
Got snacks in the purse and a grudge in storage
Hair cost more than his monthly mortgage
He want peace, but he can’t afford it
Should’ve thought twice ’fore the lies got forwarded
I’m hood, not dumb—get the language right
I can read the whole room by the end of the night
Every “Hey, girl!” ain’t friendly and light
Some hugs come soft with the jealousy tight
So I smile real wide and I hug ’em right back
Let ’em think I ain’t peeped that slick lil’ act
Meanwhile, I’m calculating routes to the cash
And whether this outfit need heels or flats
BRIDGE – SPOKEN BREAKDOWN
See, people think “ratchet” mean reckless.
No.
Ratchet is knowing the light bill due Tuesday,
your man lying Thursday,
your hair appointment Friday,
and somehow—
everybody still eating.
That’s project management.
FINAL HOOK
What goes on in the mind of a ratchet chick?
Survival, style, and some dangerous wit
Love real hard, but don’t play with it
Gold hoops swinging when she handle that business
What goes on in the mind of a ratchet chick?
A million-dollar dream in a five-dollar fit
They call her too much—she call that rich
Whole lotta woman in a ratchet chick
OUTRO
And another thing—
Who ate my hot chips?
See, now the whole mood done changed.